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A Better Way to Carry Cash Overseas

If you’re traveling overseas on business, here’s a better way to carry local currency:  Pre-loaded, security protected, foreign-currency debit cards good at millions of locations that accept Visa or MasterCard worldwide.  Two dominant players are the Cash Passport Card ( and TravelMoney card (, which carry the MasterCard, Visa or other name brand labels and are issued by various banks, global companies such as Travelex and organizations such as the American Automobile Association (AAA).

Travel money cards are a secure way to carry cash when traveling. The card is PIN protected and if it’s lost or stolen, just notify the issuer for a replacement or refund. Some provide zero liability coverage. Under Visa’s policy, for example, you have 100% protection from unauthorized transactions made with a lost or stolen card.

They are also hard to beat for convenience. Instead of jumping through hoops to cash a travelers’ check at a bank, store or other location, these cards are readily accepted worldwide, and let you get cash in local currencies from an ATM 24/7. And since these are pre-paid cards, you won’t be facing any surprise credit card bills when you return from your trip. If there’s money left on the card, just bring it back for a refund or take the remaining funds from any ATM.

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